Row of colourful terraced homes
Insights
25 February 2026

Half of all UK homes gained value in 2025

When 15.2 million homeowners see their value gains tick upwards, they gain the confidence to move. See the latest exclusive Zoopla data on the value of the UK’s 30 million homes and how to turn our estimates into your instructions.

Richard DonnellExecutive Director – Research

Key takeaways

  • Half of the UK’s 30 million homes gained value in 2025 at an average of £9,900 per property

  • There were 3.1 million equity winners who gained more than £20,000

  • The 2-speed market is stark, with widespread value gains in the North and Scotland contrasted with a significant reset across the South where nearly half of all homes saw falls

  • Despite recent moderation, the average seller is still sitting on a 5-year value increase of 20%, which can provide confidence to move even in cooling zones.

Our latest analysis reveals a nation divided, where half of UK homes saw an estimated value increase of nearly £10,000, while a third - predominantly in the South - saw their paper wealth moderate.

In a market where headlines often generalise, the value is in the ability to provide nuance. Our 2025 valuation data is the ultimate tool for winning instructions by closing the gap between a homeowner’s expectations and a successful sale strategy.

The following analysis provides the macro-view of the UK’s 30 million home values. Turning this into a micro-strategy for your client is where it starts to make a real difference to your instruction volume.

The regional hierarchy for value gains

While the UK saw a modest overall price change of +£2,300, the reality at a regional level shows a staggering divide. Use the table to show sellers where they fit into the national picture.

UK region

% homes gaining value

Avg. gain (£)

% homes losing value

Avg. loss (£)

Northern Ireland

94%

£14,200

3%

£12,200

Scotland

73%

£10,400

17%

£7,700

North West

72%

£9,700

15%

£7,500

North East

67%

£6,600

19%

£4,800

Wales

60%

£8,000

22%

£8,200

Yorkshire & The Humber

58%

£7,800

25%

£6,800

West Midlands

55%

£8,600

25%

£7,700

East Midlands

43%

£7,400

32%

£7,100

East of England

41%

£11,000

35%

£9,500

London

35%

£17,400

43%

£18,000

South West

33%

£10,400

46%

£11,900

South East

32%

£11,800

44%

£12,700

Harness the confidence to move

When the 5 million homeowners on Zoopla see their estimate tick upward, they gain the confidence to move. 

But that confidence requires direction. If you're in a value-winning area, the data is proof of momentum and market health. It shows sellers that their current gains present a window of opportunity.

If you’re in a value-losing area, there are still positive messages for would-be sellers. Between 2020 and 2025, homeowners gained an average of 20% on the value of their home, and this figure is even higher across the south. Recent dips barely make a dent in long-term equity for most.

What’s more, homeowners in England and Wales made an average £72,000 profit when they sold their home over the last 18 months. This stretches to £130,000 in London. This figure is of course dependent on how long the owner has spent in their home, but it helps put recent value moderation into perspective.

Master the buyers' market in the South

In regions like the South East and South West - where 6 in 10 of the nation's value falls occurred - your role shifts to equity protector. Manage expectations in these cooling zones, moving the conversation from ‘What I want to sell for’ to ‘What the market supports’.

With 9.1 million homes seeing an average estimated dip of £10,800, the ‘test the market’ approach is a recipe for lost momentum. When buyers have more options, the winning approach is to use the data to price for a ‘sold’ sign within the first month of listing. 

Our data shows that homes in the South are taking an average of 45–55 days to sell, significantly slower than in the North. At the same time, stock levels are up to 16% higher than this time last year. And, once a listing hits month 2 on the market, there is a much higher probability of requiring a 5%+ price reduction to re-engage interest. 

When a seller pushes for a hopeful price, use the regional average loss data as your evidence. An accurate price today protects equity far better than a price cut 3 months from now.

Identify the 3.1 million equity winners (£20k+ gains)

For 3.1 million households, the gain in 2025 was £20,000 or more. These are your prime moving candidates. By identifying the local areas with the best growth, you can finetune your targeted prospecting and show homeowners they have the equity required for their next step or release.

These are the local authorities in each region with the highest proportion of homes gaining value in the last 12 months.

Top LA in each region

Region

% homes gaining value 

# homes 

Avg. gain (£)

Renfrewshire

Scotland

95%

47,000

£ 12,500

Chorley

North West

88%

36,900

£ 11,500

Wrexham

Wales

79%

37,600

£ 10,400

Northumberland

North East

78%

98,000

£ 8,600

Calderdale

Yorkshire and The Humber

77%

63,100

£ 10,000

Dudley

West Midlands

77%

89,200

£ 8,500

Castle Point

East of England

67%

20,800

£ 10,500

High Peak

East Midlands

67%

22,600

£ 8,800

Gloucester

South West

62%

31,000

£ 8,300

Waltham Forest

London

59%

55,800

£ 26,600

Test Valley

South East

58%

26,900

£ 12,300

Realistic pricing is critical to successful sales

A Zoopla estimate is a powerful starting point for more than 5 million potential sellers. But the instruction is won when you step into the living room and provide the context: what the buyers on your books want, the latest school ratings, and the nuance that our algorithms can’t see.

In high-growth zones, the current value peak is a window of opportunity. In the slower South, it’s about shifting expectations to encourage early demand.

Long-term success and referral volume depends on the home performing on the market. Hopefully, this data helps start the conversation and bridge the gap between homeowner expectations and the reality of a crowded marketplace, alongside providing the nuanced strategy that only you can.

Stop guessing and start growing. Our team can help handpick the right products to win more business in your local market.

Regional highlights

East Midlands

High Peak and Bolsover emerged as the region's primary growth engines, with 67% and 65% of homes gaining value respectively. In High Peak, the average gain reached £8,800. This contrasts sharply with Boston, where 46% of homes lost value at an average of £5,300, and East Lindsey, where half of all homes saw value moderate or fall.

Top 3 value-growth areas in East Midlands

Local authority

% homes that gained value last 12 months

Average value gained

High Peak

67%

£8,800

Bolsover

65%

£6,500

Kettering

60%

£7,200

East of England

The region saw a significant performance gap between local authorities. In St Albans, winners recorded an average gain of £29,000, while 65% of homes in Tendring registered value falls averaging £9,700. Overall, only 41% of homes in the region gained value, making it one of the most price-sensitive markets in the UK.

Top 3 value-growth areas in East of England

Local authority

% homes that gained value last 12 months

Average value gained

Castle Point

67%

£10,500

St Albans

61%

£29,000

Stevenage

60%

£11,000

London

London recorded the lowest percentage of gainers in the UK at 35%, but the highest average cash gains for those winners at £17,400. The internal divide is stark: Waltham Forest saw 59% of homes rise by an average of £26,600, while Kensington & Chelsea saw 70% of homes lose value, with an average paper wealth dip of £84,300 per property.

Top 3 value-growth areas in London

Local authority

% homes that gained value last 12 months

Average value gained

Waltham Forest

59%

£26,600

Havering

57%

£12,400

Greenwich

52%

£14,100

North East

Affordability continues to drive value gains here, with Northumberland seeing 78% of homes (120,400 properties) increase in value. South Tyneside and Stockton-on-Tees followed closely with 77% and 76% gainers. Darlington proved the regional outlier, recording a 29% loss in value across its housing stock.

Top 3 value-growth areas in the North East

Local authority

% homes that gained value last 12 months

Average value gained

Northumberland

78%

£8,600

South Tyneside

77%

£6,800

Stockton-on-Tees

76%

£7,500

North West

The North West was the UK's strongest regional performer outside of Northern Ireland. Chorley and Halton both saw 88% of homes gain value, with Halton winners seeing a significant £13,600 average boost. Oldham (87%) and Burnley (85%) also saw heavy volume gains, while only 40% of homes in Lancaster suffered value falls.

Top 3 value-growth areas in the North West

Local authority

% homes that gained value last 12 months

Average value gained

Chorley

88%

£11,500

Halton

88%

£13,600

Oldham

87%

£9,600

Northern Ireland

Northern Ireland remains the UK’s strongest market by volume, with a staggering 94% of homes (716,100 properties) increasing in value. The average gain was £14,200, while only 3% of the entire housing stock registered a loss of more than 1%.

Local authority

% homes that gained value last 12 months

Average value gained

Northern Ireland (total)

94%

£14,200

Scotland

Renfrewshire took the top spot in the UK with 95% of homes gaining value, closely followed by Glasgow City at 90%. East Renfrewshire recorded the highest average value gain in the Scottish top ten at £17,900. Aberdeen City remained the primary outlier, with 67% of homes seeing price drops.

Top 3 value-growth areas in Scotland

Local authority

% homes that gained value last 12 months

Average value gained

Renfrewshire

95%

£12,500

Glasgow City

90%

£12,200

East Renfrewshire

87%

£17,900

South East

The South East registered the highest volume of value falls, with 44% of homes losing an average of £12,700. Hotspots like Test Valley (58% gains) bucked the trend, but areas like Hastings and Thanet saw 78% and 72% of homes lose value respectively, with Hastings homeowners losing an average of £14,800.

Top 3 value-growth areas in the South East

Local authority

% homes that gained value last 12 months

Average value gained

Test Valley

58%

£12,300

Milton Keynes

54%

£11,800

Tonbridge and Malling

42%

£14,100

South West

Market resets were most visible in Torbay, where 79% of homes lost value, and North Devon, where 75% fell. However, city hubs remained resilient; Gloucester saw 62% of homes gain value, while Plymouth recorded gains for 54% of its housing stock.

Top 3 value-growth areas in the South West

Local authority

% homes that gained value last 12 months

Average value gained

Gloucester

62%

£8,300

Plymouth

54%

£7,300

Sedgemoor

51%

£9,200

Wales

Wrexham led the Welsh market with 79% of homes gaining value, followed by Merthyr Tydfil at 75%. Overall, 60% of Welsh homes rose in value - significantly higher than the English national average. Ceredigion was the only major area to see a downturn, with 46% of homes losing value.

Top 3 value-growth areas in Wales

Local authority

% homes that gained value last 12 months

Average value gained

Wrexham

79%

£10,400

Merthyr Tydfil

75%

£6,100

Blaenau Gwent

73%

£5,600

West Midlands

Dudley and Walsall were the regional standouts, with 77% and 72% of homes gaining value respectively. In Dudley, 107,900 homes rose by an average of £8,500. Coventry sat on the other side of the ledger, with 45% of homes registering value falls.

Top 3 value-growth areas in the West Midlands

Local authority

% homes that gained value last 12 months

Average value gained

Dudley

77%

£8,500

Walsall

72%

£10,500

Newcastle-under-Lyme

72%

£7,600

Yorkshire and The Humber

Calderdale was the regional star with 77% of homes (73,400 properties) gaining value, followed by Bradford and Rotherham both at 68%. The region showed a healthy balance, with 58% of homes rising overall, though North East Lincolnshire saw 55% of homes fall in value.

Top 3 value-growth areas in Yorkshire and The Humber

Local authority

% homes that gained value last 12 months

Average value gained

Calderdale

77%

£10,000

Bradford

68%

£9,200

Rotherham

68%

£6,700

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We try to make sure that the information here is accurate at the time of publishing. But the property market moves fast and some information may now be out of date. Zoopla accepts no responsibility or liability for any decisions you make based on the information provided.

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